Nave Business Account1
Designed to operate, grow, and simplify your business's day-to-day.
Insured by the
7K+
Monthly transactions completed
800+
Clients served
*as of June 30, 2026
Everything your business needs to move forward.
Money movement
Send and receive payments securely, from our online banking platform or mobile app.
Platform
Manage your finances with a modern, innovative platform.
Reports
Real-time reports with up-to-date information.
Support
Get support through your preferred channel.
Unlike other banks, we don't overcharge for the tools your business needs.
The Nave Business Account brings together digital access and the essential tools you need to manage your account.
Move your money with ease.
ACH Transfers
Wire transfers
Unlimited transfers (between Nave Accounts)
International Wires
External Tranfers
Mobile remote deposit capture
Tools for getting more done
Nave Portal
Account Dashboard and insights
Online banking platform
Mobile application
SSO (Single sign on)
Multi-Factor Authentication
The information you need, when you need it.
Real-time balances
Customized reports
Online bank statements
Personalized Alerts
Quickbooks integration
Users control
Expert support, every step of the way.
Dedicated relationship manager
Email
Chat
Phone
Help Center with guides
One application. Two accounts.
Earn up to 2.63% APY2 with the optional savings component.
“El proceso de apertura de cuenta fue muy eficiente, organizado y rápido. El equipo de Nave fue muy atento en todo momento y estamos emocionados de continuar la relación bancaria por muchos años más.”
Cristina Dominguez
Compliance & Operations Manager, Connelly Capital
Simple and transparent banking, with a clear pricing structure.
Your account includes:
Nave Business Account
Open your account
Fees and Minimums
Monthly Fee
$40
Minimum Initial Deposit
$0
Minimum Average Daily Balance
$500
Access
Online Banking Platform
Mobile App
Online and App Statements
Single Sign-On
Platform Users
Savings
Rates on the savings component
<$10k @ 1.36% APY 1
≥$10k @ 2.63% APY
Money Movement
ACH Module
ACH Fee per Send
$0.20
Wire Module
Domestic Wire Fee
$20
International Wire
International Wire Fee
$70
In-App Check Deposit
Transaction Amount Limit
$100,000
Connected External Accounts
Up to 3
Nave Check
ATH Móvil (Coming Soon)
Mastercard Debit Card (Coming soon)
Desktop RDC 2
Manager's Checks 3
Integrations
Quickbooks
Service
Online Support Center
Relationship Manager
Demo and personalized support
Nave Business Account
Open your account
Fees and minimums
Monthly fee
$40
Minimum initial deposit
$0
Minimum average daily balance
$0
Access
Online banking platform
✓
Mobile App
✓
Online statements and app
✓
Single Sign-On
✓
Platform Users
✓
Savings
Savings rate
<$10k @ 1.36% APY
1
>$10k @ 2.63% APY
1
Money movement
Módulo de ACH
✓
ACH transfer fee
$0.20
Módulo de Wire
✓
Domestic Wire fee
$40
International Wire
✓
International wire fee
$70
In-app check deposit
✓
Transaction limit
$100,000
Connected external accounts
Up to 3
Nave Check
✓
ATH Móvil (Coming soon)
✓
Debit card
✓
Desktop RDC 2
✓
Cashier's Checks 2
✓
Integrations
Quickbooks
✓
service
Online support center
✓
Relationship Manager
✓
Demo and personalized support
✓
1The interest rate is variable, and a minimum balance of $1 is required to earn interest. Balances of $10,000 or more earn a 2.63% APY (Annual Percentage Yield), based on an interest rate of 2.60%. Balances below $10,000 earn a 1.36% APY, based on an interest rate of 1.35%. Interest rates are variable and may change at any time at the discretion of Nave Bank®.
2Desktop RDC will requiere purchasing an additional scanner, which will have a seperate cost.
3Managers check will have a separate cost of $15 each, and should be requested to your Relationship Manager or Client Service.
Note: The table only considers current products and services. Other services, integrations, and products will be added when available.
2Desktop RDC will requiere purchasing an additional scanner, which will have a seperate cost.
3Managers check will have a separate cost of $15 each, and should be requested to your Relationship Manager or Client Service.
Note: The table only considers current products and services. Other services, integrations, and products will be added when available.
Frequently Asked Questions
How much does the Nave Business Account cost?
The Nave Business Account has a $40 monthly All Access Digital Fee. Your first month is free.
What is included in the $40 monthly fee?
The monthly fee includes access to all available digital modules and tools included with your account, plus support from a dedicated Relationship Manager.
You’ll have access to the Nave App, Nave Portal, and our online banking platform, giving you a simple, centralized way to manage your business finances.
Does the Nave Business Account include a debit card?
The Nave Debit Card is coming soon as part of our banking experience.
Can I use ATH Móvil with my Nave Business Account?
ATH Móvil Business is coming soon, giving you another way to manage payments from your account.
Does the Nave Business Account include a savings option?
Yes. You can add an optional savings component to your Nave Business Account and earn interest on your savings balances. Currently, you can earn up to 2.63% APY on balances of $10,000 or more.¹
Easier banking at your fingertips. Discover the Nave app.
We're here to help.
If you're not sure which product is ideal for your business.