About us

We are on a mission to provide financial solutions that facilitate growth in our communities and propel Puerto Rico into the future.

We are a team of experts in finance and technology. We believe in a new and modern way to bank, built for today’s needs and fully equipped for the future. One that provides agile and accessible financial products and services while driving innovation, economic growth, and talent development.

people working

Why a new bank?

Between 1995 and 2020, the number of banking institutions in Puerto Rico dropped from 21 to 5, leaving 3.2 million people living in Puerto Rico with a disproportionately small number of financial institutions.

With this in mind, we decided to create new financial solutions that propel Puerto Rico's economic growth. This guided us to apply for a banking license from local and federal regulators in December 2022. This was the first application for a new bank on the island in over 20 years.

In August 2023, we became Puerto Rico's first digital bank. Insured by the FDIC.

Executive team

Carlos M. García

Carlos M. García

Chief Executive Officer & President of Commercial Banking

Mariel Arraiza

Mariel Arraiza

President of Consumer Banking & Products

Greg Berry

Greg Berry

Chief Technology Officer

Andrés Cardalda

Andrés Cardalda

Chief Lending Officer

Héctor del Río

Héctor del Río

Business Development Officer

Marilu Jiménez

Marilu Jiménez

Chief Compliance Officer

Beatriz Ramírez de Arellano

Beatriz Ramírez de Arellano

Chief Risk Officer

Vipul Raval

Vipul Raval

Chief Information Security Officer

Javier I. Rodríguez

Javier I. Rodríguez

Chief Financial Officer & Treasurer

Our Values


Open and honest communication gives us and the communities we serve the visibility to make the best decisions.


We battle complexity in everything that we do. Always asking ourselves – How can we make this simpler for the customer? How can we make this a seamless experience?


Different perspectives build better teams and better products. Diversity in thought, backgrounds and experiences will drive innovation.


We value relationships and the power of community. Close collaboration will help us grow together and build the future we want to live in.


We constantly push ourselves to go out of our comfort zones to find new solutions. Pushing boundaries and challenging the statu-quo to be the force of positive change we aim to be.

Read our press releases and check out Nave's media coverage.
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Routing Number: 021508222

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Branch hours

Mon - Fri : 9am - 5pm

Business hours

Mon - Fri : 8:30am - 5:30pm

FDIC Insured