Nave Credit

Solutions to fuel your business growth.

$165m
In loans disbursed
3.6x
Loan growth year over year
*as of December 31, 2025

Ideal for businesses with fluctuating revenue.

Apply for your account

Financing that moves at your business's pace.

White check mark icon inside a dark circular.

Competitive rate

White check mark icon inside a dark circular.

Pay with a percentage of your sales

White check mark icon inside a dark circular.

Flexible financing, tied to your revenue

Capital to grow today.

Contact us

Fuel your business with the capital you need and pay back on the agreed schedule.

White check mark icon inside a dark circular.

Defined payments

White check mark icon inside a dark circular.

Competitive rate

White check mark icon inside a dark circular.

Adjusted term

Flexible access to capital.

Contact us

Use the money when you need it, up to your approved limit.

White check mark icon inside a dark circular.

Competitive rate

White check mark icon inside a dark circular.

Pay-per-use

White check mark icon inside a dark circular.

Flexible use of funds

Sign documents digitally
Competitive rates
Digital bank statements
Secure access and SSO

Application requirements

A term loan to fuel your growth; open a new location, purchase equipment, or fund strategic projects. It provides the capital you need to start and grow your business with confidence.

Requirements

- Minimum 2 years in operation- $150,000 or more in annual revenue - Open a deposit account with Nave Bank®

Required Information

- Basic business information: Legal name, EIN, business structure, and owner details- Bank statements: last 3 to 6 months- Business financial information: Income, sales, or other financial data- Tax information: Business tax returns

Access immediate liquidity for payroll, inventory, or unforeseen expenses. With a revolving or fixed line to keep your business running and maintain full control.

Requirements

- 2 years in operation
- $100,000 in annual revenue
- Open a deposit account with Nave Bank®

Required Information

- Basic business information: Legal name, EIN, business structure, and owner details
- Bank statements: last 3 to 6 months
- Business financial information: Income, sales, or other financial data
- Tax information: Business tax returns

All credit products are subject to approval. Additional documents may be required. Terms and conditions apply.

Receive capital and pay as a percentage of your sales. Growth that adapts to the pace of your business.

Requirements

-Minimum 2 years in operation
- $150,000 in annual revenue
- Open a deposit account with Nave Bank®

Required Information

- Basic business information: Legal name, EIN, business structure, and owner details
- Bank statements: last 3 to 6 months
- Business financial information: Income, sales, or other financial data- Tax information: Business tax returns

All credit products are subject to approval. Additional documents may be required. Terms and conditions apply.

Frequently Asked Questions

What is the difference between a loan and a line of credit?

A loan provides you with a fixed amount of money that you repay in installments over a defined period.
A line of credit gives you access to available capital that you can use when you need it, paying only for what you use.

How do I know which option is best for my business?

It depends on your needs.

Loan: ideal for specific investments with predictable payments.
Line of credit: ideal for managing cash flow or variable expenses.

Are interest rates fixed or variable?

It depends on the product and the business profile. We will share the specific conditions with you during the evaluation process.

How do I apply for a loan or line of credit with Nave Bank®?

Contact our team to evaluate options, and they will assist you through the evaluation and approval process.

Every business is different.

If you're not sure which product is ideal for your business, we're here to help.